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Tokens vs. IDs and passwords

Chase Bank is at the forefront of implementing a new technology that will be useful, as I see it, in many ways eventually.  But immediately it will allow small businesses and their accounting software, whether that is in-house or through a bookkeeper/accountant to have an easier conversation with their bank accounts.  No more hooking a bank account to accounting software like QuickBooks or Xero to allow for the automatic downloading of transactions by using an ID and password sign-on.  Instead, the small business will be able to give a token, a connection 'key' to the software, bookkeeper, accountant, etc. to allow them access to their bank transactions.  In this article, Liz Scott goes into detail about how this works, Drumroll Please... A Whole New Kind of Bank Feed with Tokens!

 

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